3 Easy Steps

Get An Instant Offer Powered By:

1. Get Rent & A.R.V.

Use Zillow and ARV tools below to get an accurate estimate of your home value. These figures will go into our offer estimate calculator.

2. Use Our Calculator

Let our calculator do the work for you. Enter your figures into our calculator. Keep in mind that this is an estimate, not a final offer.

3. Contact Us

Fill out our contact form below or use our live chat. We will guide you on how to proceed with your offer and assist you in any way we can.

STEP 1:

Find Your Rent Estimate

Click below to find your home rental value powered by Zillow Rentals.

DISCOVER RENT VALUE

Find Your A.R.V. (Cash Offers)

Click below to easily find your after repair home value.

DISCOVER YOUR A.R.V.

STEP 2:

Calculate Your Offer

Real Estate Offer Calculator

After Repair Value (ARV) - Cash Offers Only: Asking Price (For Financing Only): Repairs Needed: Mortgage Balance: Loan Interest Rate (%): Monthly PITI (Principal, Interest, Taxes & Insurance): Market Rent: HOA Fees: Down Payment Percentage: Closing Cost Percentage:

Cash Offer: $0

Sub-To Offer: $0

Sub-To Down Payment: $0

Seller Financing Offer: $0

Seller Financing Down Payment: $0

Estimated Monthly Payment (Seller Financing): $0

Estimated Monthly Payment (Creative Finance): $0

Realtor & Closing Cost Savings: $0

After copying, please respond to the email from support@creativehomeoffer.com with the results.

STEP 3:

Get In Touch Here!

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WE SAVE YOU THOUSANDS AND

WE GET YOU MORE!

Why Choose Us?

Fast, hassle-free offers – No waiting or banks.
Sell as-is – No repairs or renovations needed.
Flexible solutions – Cash, Sub-To, or seller financing.
No agent fees – Keep more of your money.
Quick closings – Close in days, not months.
Stress-free process – We handle everything.
Honest & transparent – No hidden fees.

We Purchase Homes Nation-Wide

"Selling my home for cash was the easiest decision I ever made. I needed to relocate quickly for a new job, and listing with an agent would have taken too long. Instead, I got a fair cash offer within 24 hours, and we closed in just two weeks—no repairs, no showings, no stress. I walked away with money in my pocket and zero headaches. Highly recommend!"

— Sarah Thompson, Phoenix, AZ

"Expecting our first child, we needed to sell our home but didn’t want to take a big hit with realtor fees. Seller financing turned out to be the perfect solution. We got a great offer with steady monthly payments, which gave us financial security while moving into our next home. Plus, we saved thousands on closing costs. It was truly a win-win!"

— Carlos & Maria Martinez, Denver, CO

"I was struggling to keep up with my mortgage payments and didn't want my credit ruined. Thankfully, these guys stepped in with a Subject-To deal that took over my payments, saving me from foreclosure. Not only did I walk away debt-free, but I also avoided thousands in realtor fees. The entire process was smooth, and I felt reassured every step of the way."

— Michael Reynolds, Austin, TX

Frequently Asked Questions

Have questions?

Explore our FAQs below for quick information on our services.

1. How quickly can I receive an offer?

You’ll receive a competitive offer within 24 hours after we review your property details and situation.

2. How are you able to offer at or above the listing price?

We purchase homes directly, bypassing traditional bank financing and appraisals. This allows us to move quickly and offer fair, market-based prices that reflect your property’s true value.

3. Do I need to make repairs before selling?

No repairs are needed! We buy homes as-is, so you can sell without the hassle or expense of fixing anything.

4. How quickly can you close?

We can close in as little as 7-14 days, depending on the title process, inspection period, and your preferred timeline.

5. Will I have to pay closing costs?

No, we cover all closing costs—there are no hidden fees or surprises.

6. Can I sell if there’s still a mortgage on the property?

Absolutely! We’ll take care of your existing mortgage and ensure the process is seamless for you.

7. What does “mortgage take over” mean?

A mortgage take over means we assume responsibility for your mortgage payments while the loan remains in your name. You walk away free and clear, with no further obligation or financial burden.

8. How does using a trust protect me?

By placing the property in a trust, we avoid triggering the “due-on-sale” clause, which prevents your lender from demanding full repayment. This also improves your debt-to-income ratio, making it easier to qualify for future loans if needed.

9. What if I own my home free and clear? Can I still generate steady income without being a landlord?

Yes! We can set up a seller financing arrangement, allowing you to receive consistent monthly payments without the responsibilities of being a landlord or managing the property.

10. What happens if you miss a payment on a property in a trust?

If we miss a payment, the property reverts back to you, and you retain any additional equity built during that time. This ensures you’re always protected.

11. What if I’m behind on payments or in foreclosure?

We can often stop the foreclosure process and work with you to find a solution that protects your credit and helps you move forward.

12. I have a realtor. Do they get a commission?

Yes, we’ll cover your realtor’s commission. If you don’t have a realtor, there’s no commission to pay—either way, you’re fully covered.

13. How is selling to you different from listing with a real estate agent?

Selling to us is fast, easy, and hassle-free. There are no commissions, no showings, and no waiting months for a buyer. You get a flexible, stress-free sale on your terms.